ANNISA, M. L.; HAMZAH, R. S. . The Effect of Non-Performing Loans and Capital Adequacy Ratio on Return on Assets of Banking Institutions Listed on The Indonesia Stock Exchange (2020–2023). Jurnal Relevansi : Ekonomi, Manajemen dan Bisnis, [S. l.], v. 9, n. 2, p. 200–217, 2026. DOI: 10.61401/relevansi.v9i2.158. Disponível em: https://jurnal.stiekrakatau.ac.id/index.php/relevansi/article/view/158. Acesso em: 2 apr. 2026.